Should I go for 0-deductable on my glass coverage? [Archive] - Honda Element Owners Club Forum

: Should I go for 0-deductable on my glass coverage?


Drew
04-28-2003, 09:52 AM
Seeing all of the glass-related issues posted here, plus already having a little tiny ding from a road rock at about 500 MI, has made me wonder about my glass insurance. I've got a $250 deductable right now. It'd raise my premium to go $0 of course, but I'm wondering if maybe it'd be a good idea anyway...

Thoughts?

Drew (http://www.arothman.com)

hambone
04-28-2003, 09:56 AM
DEFINITELY !!!

Cloak
04-28-2003, 10:09 AM
I would guess it depends on how much it increases your premium. If it's going to cost you $250 a year more for insurance it probably isn't worth it.

Drew
05-01-2003, 03:04 PM
My insurance agent says a $50 comprehensive deductable will cost me an extra $60 a year. Think it's a good investment? Maybe even just for the peace of mind...

Hmmm...

Drew

TheLusciousHellcat
05-01-2003, 08:53 PM
[quote:43733279af="Drew"]My insurance agent says a $50 comprehensive deductable will cost me an extra $60 a year. Think it's a good investment? Maybe even just for the peace of mind...

Hmmm...

Drew[/quote:43733279af]

Peace of mind is a good thing.

I'd say do it.

StLouisPenguin
05-01-2003, 09:04 PM
If $60 buys piece of mind sign me up!!!!!

Einstein
05-01-2003, 09:18 PM
I've always gone with $0 deductible comprehensive. For glass breakage or vandalism, there is no out-of-pocket expense at all. And claims for comprehensive don't increase your rates. :D