I am now part of the subculture with in this group, the ones with the broken elements. At 0400 this morning, a drunk in a dodge ram came down our street, first he hit our CRV (maybe totaled) the CRV hit my element, (front end damage but no rad damage), he then landed on top of our daughters civic (totaled, flat) the civic was then pushed into a sunbird, (possibly totaled.) Yes I slept through this, the dog barking woke me up I looked out the window and saw a guy carrying something white. thinking, in my sleepy state, that it was a pizza guy lost I headed outside to to see if I could get a slice. that is when I saw the carnage. On a plus side, the cops tracked him with the dogs and the truck was a rental with full insurance. (His bose rented it for him) Also, no one was hurt, even the drive was okay. (He smucked my Nomad but I am glad he is okay) The bad new, I have the day off today to go to the cabin this weekend, and even planned to sleep in the element. The element is driveable but not safe, the CRV is no driveable. Worse new, the kid has to work at 1030, she has now way to get to work and we can't even give her a ride.

I will have pictures by monday if they turned out.

That is just awful! Thank heavens the jerk had insurance and that he didn't kill someone. One careless person can sure cause a lot of misery.

So sorry!! And so glad the guy had insurance!! Did this guy have it in for Hondas?

damn dude, i'm sorry to hear that. sending good juju your way!

Thanx guys, I have better pic later. I did notice something disturbing. This was my kid second civic, we think they are the perfect used car. But, with this higher clearance truck out there, the civic is basically just a big ramp.

Pics

http://www3.telus.net/boneheadz/images%20for%20post/Picture%201.jpg

http://www3.telus.net/boneheadz/images%20for%20post/Picture%202.jpg

http://www3.telus.net/boneheadz/images%20for%20post/Picture%203.jpg

Glad they caught the hit and run a******. When I first read this I saw "hit my daughter..." and went "oh no!". Thank God nobody was hurt. Good luck with the repairs - at least you don't have to worry about proving fault.

Man, that is just awful. I don't recall ever hearing of anyone having more than one car wrecked in one day. I'm sure this day will "live in infamy" in your household. Thank God no one was hurt. Best of luck with getting all this straightened out.

Boneheadz,

I'm sorry Bone, that realy sucks! :(
I see you parked the cars on the city's street, do you have a garage where the E and other car can be safe?

I don't like to park my automobiles on the city street, too many things can happen to it.

Once again, I'm sorry. :(
Hopes everything turn out OK.

No garage we're holding the property for develpment. We are looking for a 2and property and it will have to have garage.

I've been on the phone all day, so much for the cabin. Anyway, get this, the other company will only talk with my insurance company not me. So there goes my 9* rating but even though it was not my fault it is a cliam, even if my company does not pay money out. And :!: becasue the drive of the rental truck is denying that he was driving, and if it can not be proven that he was, the is NO INSURANCE on the truck. My company has to pick up the tab and I pay the deductable and rental car. (Ford exploder, I hate it) This sucks for me and my girlfriend, but my daughters car was totaled, she only has basic insurance so she may be SOL. It seems that with rental cars only the driver listed is insured. This could only happen in Alberta. If the car is stolen or opporated by someone else, the insurance company is not liable. There is some hope because of great cops so I am not too down yet. But I have insurance to protect my self, and anyone my car hits. If my car is stolen I always thought that any damage to someone else as a result of that crime was cover by my policy. (Sucks a bit but if some is hurt you can't get money from a car thief) This is not the case, if may car is stolen then the insurance company can deny any liability. Leaving an poor sap out in the cold.

So sorry Bone about the carnage on your block. Perhaps you better park not so close together :roll: Like they used to say in the Army if you were marching to far apart, if the enemy dropped a mortar in the middle of ya, it would only kill 3 or 4 of ya instead of ALL of ya!!! The DI's way of saying you were not up to snuff on your marching!!

Ger

[quote:8eb4d20e87="Ger Brassfield"]So sorry Bone about the carnage on your block. Perhaps you better park not so close together :roll: Like they used to say in the Army if you were marching to far apart, if the enemy dropped a mortar in the middle of ya, it would only kill 3 or 4 of ya instead of ALL of ya!!! The DI's way of saying you were not up to snuff on your marching!!

Ger[/quote:8eb4d20e87]

The element and crv were about 4 feet apart, but the civic was at least nine feet away from the sunfire. The force pushed the crv into the element and onto the sidewalk and the civic nine feet back into the sunfire and then into another car. I completely agree with the not parking so close. Same with stop lights, I make sure I can see the bottom of the other cars rear tires.

Still chapt that even though it was a rental car with full insurance, the insurance is viod because they can't prove who is driving. Figure this will cost me at least 7G plus a monster increase in all of our rates.

While I can't answer for Canada law, I can speak of the law here in the US. If you rent a car, yes, you are the one insured for it. Any other driver is not insured by the carrier. However, since they were the one who rented the car, provided it was not stolen, is still liable to damage, as they permitted another to drive it. While the rental car insurance may not cover them, their home owners or personal auto policy would.

If the car was stolen, the insurance company for the rental car company would have liability as it is their vehicle.

I am sure that no insurance company would ever lie, you may want to check with a local attorney who is familar with the law up there. :)

I am ever so glad that you and your family is okay. But ever so sad to see that you going to be out of pocket for a drunk driver's idiocy.

My sister's ex-husband killed his passenger in a accident as she was thrown through the windshield - he claims she was driving and thereby avoided criminal charges. She was underage, but that was "OK" as it was his cousin and they were drunk because of a relative's death. Or so it was thought by his family and the police.

My parent's next-door neighbours of 30 years lost their daughter to a drunk driver as well. She left behind 3 daughters, one of whom has a congenital heart defect. The driver was a very young man who people have said will "get over it" in time. I would like to see him have to carry around for the rest of his life a picture of the woman he killed, as well as having to face these three young girls to explain himself some day.

I have no tolerance whatsoever for drunk drivers. I would like to plea with everyone to think very carefully about their own behaviour and their friend's as well. Take the keys from those who have been drinking, call a taxi and remember that your behaviour teaches your children.

I personally think that if you drink and drive, and cause an accident and your insurance has to pay out, you should have to repay your insurance company. I don't like insurance companies very much but if I do something stupid like drink and drive, I should have to reimbursh the insurance company. Most DWIs result in fines and increased insurance with a short term lose of your permit. People might think twice if the penalty was paying back 30-40 k or more.

I have been drunk. I have showed poor judgement. Like the time I actually thought that cute blonde found me witty and funny, rather than drunk and stupid. But I have never drunk enough to think I could actually drive. I also know my body, I might be below the legal limit, but that doesn't mean I can drive, cabs are cheep.

PS
I have pictures of the carrnage and will post them on my site on sunday. I will update the story there rather than here, so feel free to check my site regularly.

Bone

A cabbie once told me that DWI in Canada was like instant jail time - no B.S. (I think this may be why I had a Canadien cabbie in Kentucky). Anyway, just because the insurance doens't pay up doens't mean you can't go after the bastard in court. Hang `em high!

here is a direct link, I will update often. Thanx for the encouragement.

http://www3.telus.net/boneheadz/carnage.html

Jeepers, I can hardly believe my eyes. I can't believe he exited to drive OVER the Civic. I do hope you can find a way to nail this guy.

I will post a more detailed update on the web site later, but though I would give you the reader digest version.

Element 4082.00 cdn
Hood, front bumper cover (400.00) headlight and assembly, rad, condenser, rad support. Possible minor stuff no visible.
I will break down the estimate on my site for those interested in cost of some of the parts.

CRV possible right off (frame twist, A pillar damage, door, fender)
This is before tear down.

Civic, you've seen the pics, think its a right off?

So far the other insurance company not taking blame. Waiting to see if their truck was reported stolen. My company has been great. However, if they are on the hook my rates increase. Worse case could be a 27000 cost to me and my girlfriend over ten years. (Rate increase, loss of value etc.)

Got my baby back today. $4000.00. I only had to pay the deductable or 500.00. Damn its good to be back.

Glad to have you back where you should be. :D

Thanx iskie. Today we pick up the girlfriends new 03 CRV EX. Damn that is a sweet ride. And there is a chance we will get the kid a 93 civic si. We all might be back on the road today. Out 7000 but back on the road.

Bone

I hope that it all works out and that the truck was not reported stolen. I like the new CRV and your E looks great.

Jesse

Thanx Blue.

Should know this week what is what. I would like to put this to bed before we go to Moab in two weeks.

bone

I thought that I would post this because I don't have time to update my page, and this is too strange to keep to myself.

I spoke with the other insurance company today. I explianed that the truck that hit us was not reported stolen so the should get it together and settle this. Turns out it was reported stolen, so she was told, I said we have checked with the police and it was NOT REPORTED STOLEN. She countered with, Yes it has, IT WAS REPORTED STOLEN ON THE 19 OF SEPTEMBER. for those of you keeping track, that is a full FOUR WEEKS after the accident. to make it worse, the truck was release out of impound by the police because there investigation was close. This means we can not challenge the stolen report because there is no longer any evidence.

The insurance lady could not understand why the police did not investigate this furhter. I explianed, and even held my temper, that they did not investigate because the truck was not stolen.

Anyway It looks like we may be SOL.

bone

whole thread and went to the web site. This is unreal that SOB must of been flying down the street. I would file a civil suit against the driver, the cops and the insurance company. This is the biggest bunch of mis- :shock: managed crap I have ever seen.

Good luck to you. If you find out who the drunk guy is, post is name and address, I would love to give him some feedback.

I would file a civil suit against the driver, the cops and the insurance company. This is the biggest bunch of mis- managed crap I have ever seen.


Our insurance company as well as us will have to file a civil suit if the other company denies the claim.

I found out yesterday that the truck has not yet been reported stolen. So the other guy is lying to his insurance company or they are lying to me. The police have to re-interview the suspected drive and if he states that it was stolen, they will file their report including the fact that they believe the guy was driving and that there was no evidence that the truck was stolen. I don't know if this will help now, but it will help if we have to sue in civil court.

Jeez, I can't believe this happened to you. I am also glad that no one was hurt. I hate insurance companies. They will take your money but when they have to pay up they don't know you and they raise your rates. What a load of c@!pola. I am glad you were able to replace your vehicles and please update us with this. If this happened to me, my family would have gone after the drunk driver and made him pay but that's me.:twisted:

Good luck and welcome back :D

Jeez, I can't believe this happened to you. I am also glad that no one was hurt. I hate insurance companies. They will take your money but when they have to pay up they don't know you and they raise your rates. What a load of c@!pola. I am glad you were able to replace your vehicles and please update us with this. If this happened to me, my family would have gone after the drunk driver and made him pay but that's me.


I have to say that our insurance company has been great. They paid out quickly and we have been assured that because this was not our fault our rates won't go up. We did lose our cliam free status though.

As for going after him, we can't prove he was driving. As I said that will change if it goes to civil court.