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You insurance company may call this a claim and jack up your rates. The windshield is like $200-$250. I would just pay out of pocket when you have the cash. Save your insurance for a major repair like I had! $7000 in damage on a 08 that was 4 months old. Uninsured and unlicensed guy:047: from Mexico. (his fault) When I picked up the truck from the repair I found a chip in the windshield and they replaced it.
http://www.elementownersclub.com/forums/showthread.php?t=52451
 
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